Risk Management and Insurance Planning Textbook

This textbook is used for Risk Management and Insurance Planning Courses in Personal Financial Planning Postgraduate Programs at Community Colleges and Universities. You will also find it valuable in your personal studies in preparation for writing the Professional Exams.

The Textbook includes 234 pages addressing the components of Risk Management and Insurance Planning as defined in the CFP® Body of Knowledge and the PFP® Professional Competency Profiles.

Chapters

  • Risk Management
    Risk Of Disability
    Health Insurance
    Critical Illness Insurance
    Long-Term Care Insurance
    Life Insurance
    Property And Casualty Insurance
    Insurance Contracts


The Textbook will guide you through current and up-to-date concepts, definitions and strategies required to address client’s needs with examples as to how they apply to client situations that you would find on the examinations.

Concept

The proceeds of a life insurance policy may be payable to the policyowner, the policyowner’s estate or a beneficiary designated by the policyowner.

Definitions

A primary beneficiary is the first named beneficiary who must survive the death of the life insured in order in order to collect the proceeds. A contingent beneficiary is a person who will receive the proceeds if the primary beneficiaries predecease the life insured.

Example

Marianne purchased a policy and named Fred, her common-law partner as the beneficiary. She named her mother as the contingent beneficiary. She named her aunt as the contingent beneficiary subsequent to her mother. Fred predeceased Marianne.

When Marianne died, her mother was still alive and received the proceeds. If her mother was deceased and her aunt alive, her aunt would have received the proceeds.

The Personal Financial Planner's Manual™

The Textbook is included as one of the sections of The Personal Financial Planner's Manual™.

The Personal Financial Planner's Manual

Shipping

We ship the Textbook by Canada Post to the mailing address that you give us. 

Trade Mark

The Personal Financial Planner's Manual™ is a trade mark of D. R. Gobeil & Associates Ltd.

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